Building on previous and current research in the Frisch Centre, the project entails a simultaneous study of push and pull factors on the retirement decisions, including potential pension, labour market opportunities, work-place conditions, and health stat us. The interaction between health, work and retirement is investigated using longitudinal register data covering a 10-year period, supplemented with in-depth survey data linked to register data. This part is a joint effort of the Frisch Centre and NOVA. Cross-generational income distribution is studies, along with the impact from policy changes in the tax and pension rules. Furthermore, wage formation and savings behaviour, and the interaction between the public pension system, occupation based pension systems and wage formation and structure are investigated. This includes regulatory issues in defined contributions pension systems. Special emphasis will be placed on efficiency and equity issues. The transfer of risk from employer to employee and acros s generations, following a shift from defined contribution to defined benefit systems will also be investigated. Resource utilisation in the provision of long-term care for the elderly will be conducted, based on previous research at the Frisch Centre, an d longitudinal studies of types of care and health trajecteries.